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Women Empowerment

govt scheme to empower girl child

Central Government Sponsored Girl Child Schemes

Central Government sponsored girl child schemes are administered by the central government and can be availed by the girl child and their parents irrespective of which part of India they reside in. The following are key features of the most important central government girl-child schemes in India

1. Beti Bachao Beti Padhao

Beti Bachao Beti Padhao is a central government scheme for girl child schemes that is applicable throughout the country. The key objective of this scheme is to save the girl child from social ills such as gender-biased abortions and advance the education of girl children all over the country.

This scheme was initially targeted at districts that were recognized to have a low sex ratio i.e. fewer female children as compared to male children but were later expanded to include other parts of the country as well. This is primarily an education-based initiative to help change social attitudes and does not involve direct cash transfers.

Key objectives of this social welfare scheme for girl children include:

  • Preventing gender-biased selective abortions
  • Ensuring survival and protection of girl child in infancy
  • Ensuring education and participation of the girl child
  • Challenging gender stereotypes and supporting gender equality
  • Offering a stable and safe atmosphere for girls
  • Promote the right of girls to inherit property

2. Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is a special government-backed savings scheme that features a girl child as the primary account holder while the parent/legal guardian is a joint holder of the account. SSY account can be opened before the girl child is 10 years old and contributions need to be made for 15 years after opening the account.

The following are some of the key features and benefits of investments made into a Sukanya Samriddhi Yojana account

  • Flexible deposit option with an initial deposit as low as Rs. 250 up to Rs. 1.5 lakh annually.
  • A high fixed rate of return currently 7.6% as of Q4 (January-March) FY 2022-23.
  • Tax deduction benefit under section 80C of the IT Act 1961.
  • Completely tax-exempt investments as the principal invested, maturity amount, and interest earned are all exempt.
  • Partial withdrawal option is available for the higher education of a girl child.
  • Can be availed across India at any PSU bank, India Post Office, and at select private sector banks.
  • Long-term investment as investments can be made for 15 years after opening the SSY account.

3. Balika Samriddhi Yojana

The Balika Samriddhi Yojana is a scholarship scheme designed to provide financial support to young girls and their mothers who are below the poverty line. The key objective of the scheme is to improve their status in society, increase the marriageable age of girls and improve the enrollment as well as retention of girls in schools.

Features and Benefits of the Balika Samriddhi Yojana

  • This girl child benefit scheme is available in both urban as well as rural areas.
  • Cash benefit of Rs. 500 provided to the mother of a girl child after the birth of a new born.
  • When attending school, a girl child can get an annual scholarship from Rs. 300 to Rs. 1000 till 10th
  • Withdrawal facility of balance amount available after the girl child turns 18 years old and is still unmarried.

Applicants can download the Balika Samriddhi Yojana Forms for free from the Women & Child Development Department website.

4. CBSE Udaan Scheme

The CBSE Udaan scheme for girls is administered by the Central Board of Secondary Education through the Ministry of Human Resource Development, Government of India. The focus of this scheme is to increase the enrollment of girls in prestigious engineering and technical colleges across India.

The scheme includes efforts that are made in order to enrich the learning experience with a special focus on girl students who are from the economically backward sections of society.

The following are the key features of the CBSE Udaan Scheme:

  • The free course material/online resources such as video study material for girl students in 11th and 12th standard
  • Virtual contact classes on weekends for girl students in 11th and 12th
  • Peer learning and mentoring opportunities for meritorious girl students.
  • Study helpline services to clarify the doubts of students.
  • Constant monitoring and tracking of students’ progress.

Eligibility for CBSE Udaan Scheme

The following are key eligibility criteria for enrolment in the Udaan Scheme:

  • Girl students whom are Indian citizens residing in India.
  • Girl students must be enrolled in Physics, Chemistry, or Mathematics streams in classes 11th and 12th studying in CBSE-affiliated schools.
  • Annual family income of students must not exceed Rs. 6 lacks annually.
  • Merit-based selection is subject to specific criteria.

Applicants of this scheme can do so through their respective CBSE-affiliated schools. To know more you can visit the Official CBSE Udaan Scheme page.

5. National Scheme of Incentives to Girls for Secondary Education

The National Scheme of Incentives to girls for secondary education scheme is a pan-Indian scheme managed by the Department of School Education & Literacy, Ministry of Human Resource Development, Government of India. It is primarily for the benefit of girls belonging to the backward classes of India. Once an eligible girl student has been selected, Rs. 3000 is deposited as a fixed deposit on her behalf. This amount can be withdrawn with interest after the girl student passes the class 10th exam and completes the age of 18 years.

Eligibility Criteria for National Scheme of Incentives to Girls for Secondary Education

  • All SC/ST girls who have passed the class 8 examination, and girl students from other social classes are also eligible if they have passed the class 8 exam from Kasturba Gandhi Balika Vidyalayas.
  • Girls eligible for the scheme also need to be aged less than 16 years.
  • Girl students who are married or are enrolled in various central government schemes such as CBS, NVS, and KVS are not eligible for this scheme.

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